From the blog

Mortgage Application Process Goes Online

Historically, the mortgage application process has been paperwork-heavy – lots of forms and documentation to deal with. Now, paperless applications are here. The Traditional Process Before online applications, you used to have to go in person and fill out a variety of forms with your lender. You put in your personal and financial information and

HomeReady Mortgage Makes It Easier To Buy A Home

If your credit is less-than-perfect, it can feel like getting a mortgage loan is impossible. A new program from Fannie Mae may make borrowing easier for those with low credit or low incomes, putting home ownership within reach. It’s called HomeReady. What Is HomeReady? Fannie Mae, the largest mortgage-funding institution in the United States, is starting

The Big Short: What You Can Learn From The Housing Crisis

The economy is still slowly recovering from the 2008 housing crisis; hundreds of thousands of US homes go through foreclosure every year. A new movie by Adam McKay, writer and director of Anchorman and Talladega Nights: The Ballad of Ricky Bobby, tells the story of how the housing crisis happened. It’s called The Big Short.

California Mortgage Modification Company Scams Ohio Residents

Attorney General Mike DeWine has filed a lawsuit against a group of California-based mortgage modification companies for scamming Ohio residents out of thousands of dollars. The Mortgage Modification Scam Green Tree Financial Group, Save Point Financial, Rescue Firm, Hardship Solutions, and Loan Retention Firm allegedly claimed to offer mortgage modification services to homeowners who were struggling

Ohio Mortgages May Benefit From HARP

A recent study by the Federal Housing Finance Agency found that Ohio is fourth on the list of states that can get the most benefit from HARP refinancing for homeowners. What’s HARP? Is it right for you? Home Affordable Refinance Program (HARP) HARP is a federal program instituted after the 2008 housing crisis to help