Mortgage Trouble?
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The credit crisis of 2008 highlighted the dark side of mortgages and the banking industry in general. When things are going well, and property values are rising, a mortgage is a vehicle to home ownership. However, loss of a job, or a reduction in home prices can cause big problems. In those cases, the mortgage can turn into a financial burden for families all across the country. When times are bad, mortgages become inflexible, and prohibit movement to a new city or job opportunity.
Backed by years of consumer experience, the goal of Mortgage Warrior is simple: help homeowners with mortgage issues achieve flexibility that will allow them to once again enjoy owning property.
Wells Fargo Must Pay Back Homeowners
When you file a bankruptcy, you have the choice to surrender your home or try to continue making mortgage payments and keep the home. Most filers who wish to keep their homes will file under Chapter 13, where their mortgage payments can be incorporated into their overall debt payment plan. When you’re in the process
Surrendering Your Home In Bankruptcy: What Happens?
When you complete a bankruptcy, your unsecured debts are discharged. Unsecured debts are those that aren’t connected to any particular piece of property, like credit card debt, medical debt, and personal loans. Your secured debts, however, are not discharged. Secured debts are linked to a particular piece of property, like a mortgage or a car